Balkan Payment Forum is a high-level platform uniting the payments, fintech, and financial services ecosystem of the Balkans and Southern Europe with the global payments community.
The Forum brings together central banks, regulators and authorities, financial institutions, PSPs, innovators, investors, and technology providers from 20+ countries to address the region’s most important challenges and opportunities in digital payments.
The Balkans are entering a decisive phase: rapid digitalisation, EU-driven regulatory change, expanding cross-border commerce, and accelerating fintech innovation.
Balkan Payment Forum is the place to be — let’s shape the future of payments together!
Associate Operations Officer at IFC - International Finance Corporation (Austria)
Digital Finance & Fintech Sr. Advisor IFC - International Finance Corporation (Spain)
Co-Founder of Balkan Fintech Association, Founder & CEO EasyPay (Albania)
Chief Executive Officer, Jet Bank (Albania)
Senior Manager I PwC Strategy, Transformation & Technology I SEE (Bosnia and Herzegovina)
New Markets Lead, European Payment Initiative (EPI)
Deputy CEO Raiffeisen Bank Ukraine
CEO Happy SHPK (Albania)
Registration & Welcome Coffee
Opening of the Forum. Welcome word by Organizer, Government, Authorities, Guests and Partners
Regulatory Outlook for the Balkan Region «Regulatory Priorities for Payments, Innovation and Financial Integrity»
Guiding Questions:
«Cashless Transformation in Emerging Markets: Lessons for the Balkans»
«The Future of Payments in Europe: Instant, Open, Cashless»
Coffee Break & Networking
«Payments & Digital Innovation»
«Digital Payments Transformation: What will Drive Growth?»
Guiding Questions:
«Building Trust: AML, Fraud Prevention and Financial Integrity in the Digital Age»
AML, Compliance & Anti-Fraud «Managing Financial Crime Risks in a Rapidly Digitising Region»
Guiding Questions:
Coffee Break & Networking
Investment & Strategic Outlook «Why the Balkans Can Become a Fintech Growth Hub»
Guiding Questions:
Closing Remarks, Q&A, networkin
I thank Karolina Aleksandrova and ProMoney for inviting me to such a great event as Baltic Payment Forum 2025. It was truly informative and very well organised. Thanks to the team for the fantastic coordination.
It was a pleasure to be a Panellist and Moderator at the Baltic Payment Forum's opening session and second section. Our interaction with the contributions from Central Bank representatives, Payment institution providers, FinTech association Representatives, Financial Institutions, and giant payment providers have made this event a significant milestone in the payment industry.
Participated as a speaker in a number of professional international conferences in the field of Internal Audit and Control, organized under the leadership of Karolina Aleksandrova, Founder ProMoney. The conferences always covered relevant topics, the agenda was well structured and well communicated in advance, and the technical support team was responsive and easy to deal with.
I have a very good impression of the conferences organized by Karolina, and I am happy to recommend her as a passionate and highly qualified specialist with extensive experience in organizing international conferences of any complexity at a highly professional a level.
Audit Leadership Forum 2025 was an unforgettable experience. Rarely do insightful content, passionate speakers, and genuine professional connections come together so naturally.
It was an honor to speak before 200 international audit leaders, sharing insights on how to build and adapt an audit function during times of major technological and regulatory change.
The discussions were bold, the atmosphere collaborative, and the networking opportunities outstanding.
I’m truly grateful to ProMoney to have been part of such a vibrant and visionary community!