Balkan Payment Forum is a high-level platform uniting the payments, fintech, and financial services ecosystem of the Balkans and Southern Europe with the global payments community.
The Forum brings together central banks, regulators and authorities, financial institutions, PSPs, innovators, investors, and technology providers from 20+ countries to address the region’s most important challenges and opportunities in digital payments.
The Balkans are entering a decisive phase: rapid digitalisation, EU-driven regulatory change, expanding cross-border commerce, and accelerating fintech innovation.
Balkan Payment Forum is the place to be — let’s shape the future of payments together!
First Deputy Governor Bank of Albania
Chairman of the Board European Payment Council (EPC) (Netherlands)
Minister, Ministry of Economy and Innovation of Albania
Head of Division, Eurosystem Market Infrastructures Development and Administration Banca d'Italia (Italy)
MBA, CID Director of Payment Systems, Accounting and Finance Department at Bank of Albania
Deputy Governor of the Central Bank of the Republic of Kosovo
Digital Finance & Fintech Sr. Advisor IFC - International Finance Corporation (Spain)
Co-Founder of Balkan Fintech Association, Founder & CEO EasyPay (Albania)
CAMS, Chief Legal Officer (CLO) IutePay, Country Ambassador for Albania at the Balkan Fintech Association
Chief Executive Officer, Jet Bank (Albania)
Senior Manager I PwC Strategy, Transformation & Technology I SEE (Bosnia and Herzegovina)
New Markets Lead, European Payment Initiative (EPI)
Operations Officer at IFC - International Finance Corporation (Austria)
C.E.O., Central, South & East Europe Transaction Systems (Hungary)
Chief Executive Officer Union Financiar Tiranë
Deputy Chair of the Management Board, СІО of Raiffeisen Bank Ukraine
Founding Partner "Paylume" (Belgium)
General Partner, Investor, Startup Wise Guys (Turkey\ Estonia)
Angel Investor , Strategic Advisor, Official Member of the Forbes Finance Council (Albania)
Founder and Chairman of the Board Pysera Kosovo | Founder of Paysera Macedonia | Head of Consulate and Honorary Counsul of Republic of Lithuania in Kosovo
Co-founder and CEO of YSB/Enterimpact Balkans
Director of Supervision Department Bank of Albania
Managing Director, HAPPY, member of Balfin Group
Senior Economist and Manager of the Western Balkans Payments Modernization Project, World Bank (Brussels Office)
Regional Director, Europe - Banking and Financial Services "Oracle" (UK)
Regional Director Balkans, Natech Banking Solutions
Chief Operations Officer at MPAY Albania
Business Developer Manager Mellon
General Manager, Mellon Albania & Kosova
Vice Governor at Central Bank Bosnia and Herzegovina
Registration & Welcome Coffee
Welcome word by Organizer – Karolina Aleksandrova, Founder & CEO ProMoney, Government, Authorities, Guests and Partners
Speaker Holta Zacaj, First Deputy Governor Bank of Albania
The TIPS Clone initiative to develop a regional IP system for the Western Balkans
Speaker Michael Jennings, Head of Division, Eurosystem Market Infrastructures Development and Administration Banca d'Italia (Italy)
Regulatory Outlook for the Balkan Region “Regulatory Priorities for Payments, Innovation and Financial Integrity”
Moderator: Matija Laco , Senior Economis World Bank (Belgium) *tbc
Guiding Questions:
Invited Experts:
«The Future of Payments in Europe: Instant, Open, Cashless »
Speaker Kjeld Herreman, Founding Partner "Paylume" (Belgium)
Coffee Break & Networking
«Changing the way Europe pays»
Keynote Speaker: Piotr Jan Pietrzak, New Markets Lead, European Payment Initiative (EPI)
Fireside Chat by Panos Chalkias, CEO for Central & South East Europe at Transaction Systems, Daniela Malaj, Managing Director, HAPPY, member of Balfin Group
«Digital Payments Transformation: What Will Drive Growth?»
Moderator: Matthias Timm, Operations Officer at IFC - International Finance Corporation (Austria)
Key discussion points:
Invited Expert Speakers:
«Building Trust: AML, Fraud Prevention and Financial Integrity in the Digital Age»
Networking lunch
«Digital Transformation of payments»
Keynote Speaker Yuliya Starokozheva, Deputy Chair of the Management Board, СІО of Raiffeisen Bank Ukraine
«What’s up in payments?»
Guiding Questions:
Invited Expert Speakers:
Investment & Strategic Outlook «Why the Balkans Can Become a Fintech Growth Hub»
Moderator Shkelzen Marku, Co-founder and CEO of YSB/Enterimpact Balkans and Growpreneur Accelerator
Guiding Questions:
Invited Experts:
Wrap up of the day, Networking coffee-break with glass of wine
Participated as a speaker in a number of professional international conferences in the field of Internal Audit and Control, organized under the leadership of Karolina Aleksandrova, Founder ProMoney. The conferences always covered relevant topics, the agenda was well structured and well communicated in advance, and the technical support team was responsive and easy to deal with.
I have a very good impression of the conferences organized by Karolina, and I am happy to recommend her as a passionate and highly qualified specialist with extensive experience in organizing international conferences of any complexity at a highly professional a level.
Audit Leadership Forum 2025 was an unforgettable experience. Rarely do insightful content, passionate speakers, and genuine professional connections come together so naturally.
It was an honor to speak before 200 international audit leaders, sharing insights on how to build and adapt an audit function during times of major technological and regulatory change.
The discussions were bold, the atmosphere collaborative, and the networking opportunities outstanding.
I’m truly grateful to ProMoney to have been part of such a vibrant and visionary community!