Balkan Payment Forum is a high-level platform uniting the payments, fintech, and financial services ecosystem of the Balkans and Southern Europe with the global payments community.
The Forum brings together central banks, regulators and authorities, financial institutions, PSPs, innovators, investors, and technology providers from 20+ countries to address the region’s most important challenges and opportunities in digital payments.
The Balkans are entering a decisive phase: rapid digitalisation, EU-driven regulatory change, expanding cross-border commerce, and accelerating fintech innovation.
Balkan Payment Forum is the place to be — let’s shape the future of payments together!
Managing Director at Nuvei & Board member at Fintech Hub LT
Independent Consultant Global Payments Innovation Practice
SAPA Africa - Global Lead & President
Bank of England – Standard Advisory Panel Member
Director, Business Development Executive, Visa Direct – The Nordics and The Baltics (Denmark)
Head of Payment and Electronic Money Institution Supervision Bank of Lithuania
Vice-President of Africa Fintech Network, Advisor to Boards (Kenya)
Conteh PhD, CEO Africa Fintech Network & Africa Advisory (Nigeria)
Head of IT Service Management "Blue Bridge" (Lithuania)
Head of Partnerships Fintech Hub LT
Managing Partner HeadHunters Hub (Lithuania)
President of the Board Romanian Fintech Association (Romania)
Director of Product Sales, Mastercard | Open Banking (Denmark)
Founder Intrepid Fox (UK)
Founding Partner Nordic Fintech Magazine (Denmark)
Director of Payment Systems, Accounting and Finance Department at Bank of Albania
New Markets Lead at the European Payment Initiative (EPI)
Co-Founder and Managing Design Thinkers Academy Eastern Europe (Romania)
Head of Digital Finance Association of German Banks (Germany)
Chairman of MENA Fintech Association (UAE)
CEO, Central, South and East Europe, Transaction Systems (Hungary)
Chief Technology Officer, Member of the Board Magnetiq Bank (Latvia)
Application Security & Multi-Cloud delivery Solution Engineer, F5
PhD, President of the Management Board of the Polish Organization of Non-Bank Payment Institutions (PONIP) (Poland)
Head of the Financial Infrastructures and Payments Policy Section at the Central Bank of Hungary
CEO and Board Member at European Merchant Bank
Pre-Sales Manager at D8 Corporation
Co-Founder & CEO of TechnoXander (UK)
Deputy Head of Customer Department WALLETTO
Business Executive at DECTA
Director, Transfer Solutions in Northern Europe Mastercard (Finland)
Chief Data Officer at TransferGo (Lithuania)
Registration & Welcome Coffee
Opening of the Forum. Welcome word by Organizer, Government, Authorities, Guests and Partners
Regulatory Outlook for the Balkan Region «Regulatory Priorities for Payments, Innovation and Financial Integrity»
Guiding Questions:
«Cashless Transformation in Emerging Markets: Lessons for the Balkans»
«The Future of Payments in Europe: Instant, Open, Cashless»
Coffee Break & Networking
«Payments & Digital Innovation»
«Digital Payments Transformation: What will Drive Growth?»
Guiding Questions:
«Building Trust: AML, Fraud Prevention and Financial Integrity in the Digital Age»
AML, Compliance & Anti-Fraud «Managing Financial Crime Risks in a Rapidly Digitising Region»
Guiding Questions:
Coffee Break & Networking
Investment & Strategic Outlook «Why the Balkans Can Become a Fintech Growth Hub»
Guiding Questions:
Closing Remarks, Q&A, networkin

I thank Karolina Aleksandrova and ProMoney for inviting me to such a great event as Baltic Payment Forum 2025. It was truly informative and very well organised. Thanks to the team for the fantastic coordination.
It was a pleasure to be a Panellist and Moderator at the Baltic Payment Forum's opening session and second section. Our interaction with the contributions from Central Bank representatives, Payment institution providers, FinTech association Representatives, Financial Institutions, and giant payment providers have made this event a significant milestone in the payment industry.

Participated as a speaker in a number of professional international conferences in the field of Internal Audit and Control, organized under the leadership of Karolina Aleksandrova, Founder ProMoney. The conferences always covered relevant topics, the agenda was well structured and well communicated in advance, and the technical support team was responsive and easy to deal with.
I have a very good impression of the conferences organized by Karolina, and I am happy to recommend her as a passionate and highly qualified specialist with extensive experience in organizing international conferences of any complexity at a highly professional a level.

Audit Leadership Forum 2025 was an unforgettable experience. Rarely do insightful content, passionate speakers, and genuine professional connections come together so naturally.
It was an honor to speak before 200 international audit leaders, sharing insights on how to build and adapt an audit function during times of major technological and regulatory change.
The discussions were bold, the atmosphere collaborative, and the networking opportunities outstanding.
I’m truly grateful to ProMoney to have been part of such a vibrant and visionary community!